Sweet as — free calculators for Kiwis

PAYE, GST, provisional tax, capital gains, secondary tax, bonuses — every NZ tax type calculated using current IRD rates for the 2026-27 financial year.

Take-home pay calculators: PAYE, ACC levy, KiwiSaver, student loan, hourly-to-salary conversion, overtime, bonuses, redundancy, and minimum wage at $23.95/hr.

Project your KiwiSaver balance at 65, compare member rates (3%–10%), employer 3.5% match, government $260.72/yr contribution, first-home withdrawal eligibility, and provider fees.

Home loan repayments, borrowing power, LVR ratio, deposit goals, rent-vs-buy, rental yield, break fees, council rates, and renovation budgets for NZ property.

Compare personal loans, car finance, debt consolidation, and credit card payoff schedules. Calculate true total cost including interest over the full term.

For sole traders, contractors and NZ small businesses: company tax 28%, GST returns, schedular payments (IR330C), invoicing, ACC levies, FBT, ESCT, and employee on-cost calculations.

Compound interest, savings goals, PIE tax, RWT on bank interest, FIF tax for overseas shares, dividend yields, crypto tax, and retirement income projections.

Vehicle running costs, fuel & EV savings, Road User Charges (RUC), import duty, vehicle leasing, WoF & Rego, tyre sizing — everything for NZ drivers and importers.

BMI, body fat, calorie intake, water needs, pregnancy due date, age in years/months/days, and other personal wellness calculators using metric units.

Estimate materials and costs for paint, carpet, tiles, wallpaper, concrete, roofing, fencing, decking, insulation, retaining walls, and swimming pools — typical NZ rates.

NCEA rank score & endorsement, student loan repayments, university fees & living costs — guidance for NZ secondary and tertiary students.

Stock units, crop yields, fertiliser application, and farm running costs for NZ farmers — built on Beef + Lamb NZ and AgFirst benchmarks.

Skilled Migrant points, NZ Super residency requirements, and relocation costs from Australia, UK, USA, Asia, or Europe — planning tools for new migrants to NZ.

Percentage, discount, currency (NZD), date difference, age, unit converter (metric ↔ imperial), tip, timezone, and other everyday utility calculators.